Tokenization

In this section of the manual, you’ll find tools to tokenize and vault payment details— reduce PCI scope, manage tokens, and control their lifecycle across your IXOPAY platform flows.

Customer Profiles

Store and manage customer data and payment instruments using Customer Profiles to enable tokenized repeat purchases via API or the platform interface.

Account Updater

The IXOPAY Account Updater automatically refreshes stored card data for Mastercard, Visa, and Discover accounts to prevent expired-card declines.

Network Token Services

IXOPAY Network Token Services use scheme-issued tokens from Visa and Mastercard to keep card data current, reduce PCI scope, and lower processing fees.