Risk Profiles & Risk Rules

In this section of the manual, you’ll define and manage risk profiles and rules—configure screenings, thresholds, and decisioning to reduce fraud while preserving approval rates across your IXOPAY platform payment flows.

Overview

IXOPAY Risk Management Engine enables teams to set up risk profiles and rules to detect fraud, trigger reviews, and block suspicious transactions.

Available Risk Rules

Reference all available risk rules including transaction count, velocity, BIN checks, customer data, and payment method screening.

Create Risk Profile

Create a new risk profile by naming it and configuring rules, score cards, and thresholds before assigning it to merchants or connectors.

Create Risk Rules for Your Risk Profile

Add and configure risk rules in risk profiles: transaction count, velocity, amount, country, and customer checks, plus external risk integrations.

Score Card & Actions

Define score card actions per risk profile to trigger approvals, declines, or reviews based on numeric risk scores assigned to each rule.

Assign Risk Profiles

Assign risk profiles to merchants, connectors, meta-connectors, and multi-method connectors to enforce fraud screening at each transaction entry point.

Risk Statistics

Use risk statistics to monitor risk profile performance, review rule hits, and optimize your fraud management strategy.