Visa Direct

This page provides an overview of the payments methods provided by the Visa Direct adapter in the IXOPAY platform. It also includes a full list of all configuration options available to you when integrating Visa Direct within your payments landscape, as well as an overview of the parameters required when submitting a transaction via IXOPAY's API.

Payment Methods

Payment Method	Transaction Flows	Transaction Types
Credit card	iFrame Form & payment.js Integration	Payout

Additional Parameters

Credit card

Following extra data fields are available

Name	Type	Required	Possible values
extraData.accountType	string	false	00 - Not applicable 10 - Saving account 20 - Checking account 30 - Credit card account 40 - Universal account
extraData.feeProgramIndicator	string	false	3 chars
extraData.messageReasonCode	string	conditional	Contains codes that combined with some other fields such as the BAI (Business Application Id) identify some unique use cases. For Sales Tax rebates this field should be populated with the value 5120 (Value-added tax/Sales Tax) along with the businessApplicationId field set to the value 'FD' which indicates this push funds transfer is being conducted in order to facilitate a sales tax refund.
extraData.nationalReimbursementFee	string	false	IRF fees. Format: Minimum Value: 0 Maximum value: 999999999.999 Allowed fractional digits: 3
extraData.sourceOfFunds	string	conditional	01 - Visa credit 02 - Visa debit 03 - Visa prepaid 04 - Cash 05 - Debit/deposit access accounts other than those linked to a Visa card (includes checking/savings accounts and proprietary debit/ATM cards) 06 - Credit accounts other than those linked to a Visa card (includes credit cards and proprietary credit lines)
extraData.recipientPresent	boolean	false	set to true if the recipient is present
extraData.timeout	boolean	false	true, use this to simulate a "timeout" and to trigger a subsequent query request to retrieve the status (only works in test mode)

Colombia national settlement

Following extra data fields should be considered if transaction indicates Colombia national settlement

Name	Type	Required	Possible values
extraData.countryCodeNationalService	string	true	Acquirer country code, must be 170 for Colombia
extraData.colombiaNationalNetReimbursementFeeBaseAmount	string	true	Interchange reimbursement amount
extraData.colombiaAddValueTaxAmount	string	false	National government tax
extraData.colombiaAddValueTaxReturn	string	false	IVA
extraData.colombiaCostTransactionIndicator	string	false	0 - Not a cost inquiry amount 1 - Cost inquiry transaction
extraData.colombiaEmvTransactionIndicator	string	false	0 - Does not apply to EMV 1 - EMV transaction 2 - Fallback transaction
extraData.colombiaNationalChargebackReason	string	false	Domestic chargeback reason code
extraData.colombiaNationalNetMiscAmount	string	false	Airport charge, cashback or a tip
extraData.colombiaNationalNetMiscAmountType	string	false	A - Airport charge C - Cashback T - Tip
extraData.colombiaNationalReimbursementFee	string	false	Fee for a National Settlement transaction
extraData.colombiaTaxAmountConsumption	string	false	National consumption tax amount