Bank Of America
This page provides an overview of the payments methods provided by the Bank Of America adapter in the IXOPAY platform. It also includes a full list of all configuration options available to you when integrating Bank Of America within your payments landscape, as well as an overview of the parameters required when submitting a transaction via IXOPAY's API.
The Bank of America Adapter differs in its behavior from an ordinary Adapter. It does not directly communicate with any Bank of America provided Endpoint to process transactions. It is solely responsible for Transaction creation (and validation), to be processed later on with a so called Provider.
Please consult the official Bank of America NACHA File Spec User Guide for indepth information about individual Parameters.
Payment Methods
Payment Method | Transaction Flows | Transaction Types |
---|---|---|
ACH-Direct-Debit | SFTP Up-/Download | Debit |
Connector Config
Parameter / Name | Required | Default | Allowed Value | Description |
---|---|---|---|---|
standardEntryClass | true | CCD | - | The Standard Entry Class (SEC) in which the Transaction should be processed later on. |
batchServiceClassCode | true | 200 | - | The Service Class Code that the Batch should receive. "200": Indicates mixed Batch, "220": For Credits only, "225": For Debits only |
batchCompanyEntryDescription | true | PAYROLL | - | Required Description displayed to the Receiver. |
batchOriginatingDfiId | true | - | max. 8 digits | Provided by Bank of America. |
batchCompanyId | true | - | max. 10 chars | Provided by Bank of America. |
batchCompanyDiscretionaryData | false | - | max. 20 chars | For your Company's internal use. |
batchIATOriginISOCurrency | conditional | - | max. 3 chars | Required if Standard Entry Class "IAT" is selected. Origin ISO Currency Code of containing Transactions. |
batchIATDestinationISOCurrency | conditional | - | max. 3 chars | Required if Standard Entry Class "IAT" is selected. Destination ISO Currency Code of containing Transactions. |
batchIATDestinationISOCountryCode | conditional | - | max. 2 chars | Required if Standard Entry Class "IAT" is selected. Destination ISO Country Code of containing Transactions. |